Welcome to the December edition of Living Silicon Valley!
December in Santa Clara and the South Bay brings a warm glow of holiday cheer, with festive light displays, Santa meet-and-greets, cheerful neighborhood strolls, and community celebrations filling the month. From twinkling light tours and cozy breakfasts with Santa to bubbly walks, seasonal markets, farm tours, and fun runs that bring everyone together, there are plenty of ways to soak in the season. Whether you're looking for family-friendly outings, spirited holiday traditions, or simple moments of winter magic, December offers something for everyone to enjoy.
Mortgage Rate Update
Santa Clara County Mortgage Rate Update – As of November 24, 2025
Mortgage rates have shown modest shifts heading into late fall, with the latest numbers indicating:
15-year fixed-rate mortgages: approximately 5.63 % (up ~0.12 %)
5-year adjustable-rate mortgages (5/1 ARMs): about 5.80 % (flat)
These align reasonably with broader California trends: the state’s 30-year fixed average is 6.21 %, and 15-year sits near 5.54 %.
Market context:
The 30-year fixed rate has edged higher this week, reversing a short-term dip and reflecting slight optimism about mortgage demand.
ARM rates remain comparatively lower, suggesting adjustable-rate products continue to be priced attractively for buyers willing to assume timing risk.
Individual rates depend on factors like credit score, loan size, and down payment. For tailor-made offers, consult a trusted Santa Clara lender or reputable online comparison platforms.
Christmas In The Park 📆 Nov 28, 2025, to Jan 1, 2026
📍 Plaza de Cesar Chavez, 1 Paseo de San Antonio, San Jose, CA 95113
The Menagerie Oddities Market 📆 Nov 29, 2025, to Dec 27, 2025 @ 10:00 AM
📍 Winchester Mystery House, 525 South Winchester Boulevard, San Jose, CA 95128
Christmas on the Hill Light Show 📆 Sunday, December 7, 2025 @5:30 PM
📆 Wednesday, December 24, 2025 @8:30 PM
📍 West Hills Community Church, 16695 Dewitt AvenueMorgan Hill, CA, 95037
Brunch with Santa at The Hayes Mansion 📆 Dec 14, 2025 to Dec 21, 2025
📍 Hayes Mansion San Jose, Curio Collection by Hilton, 200 Edenvale Avenue, San Jose, CA 95136
Welcome to the November edition of Living Silicon Valley!
November in Santa Clara brings a cozy blend of handmade markets, holiday sparkle, and festive community spirit — the perfect way to ease into the season. From artisan craft fairs and vintage markets to glowing light displays and local winery gatherings, there are plenty of ways to shop small, sip, stroll, and get inspired. As the month wraps up, Turkey Trots and holiday runs add an active and cheerful finish. Whether you’re hunting for unique gifts, enjoying early holiday magic, or getting your steps in before the feast, it’s a lovely time to embrace the season locally.
Mortgage Rate Update
Santa Clara County Mortgage Rate Update – As of October 23, 2025
Mortgage rates have shown modest shifts heading into the late fall, with the latest numbers indicating:
15-year fixed-rate mortgages: approximately 5.50 % (down ~0.11 %)
5-year adjustable-rate mortgages (5/1 ARMs): about 6.60 % (flat to slightly down)
These align reasonably with broader California trends: the state’s 30-year fixed average is near 6.10-6.30 %, and 15-year sits around 5.35-5.60 %.
Market context:
The 30-year fixed rate has dipped to its lowest point in over a year, suggesting some relief for buyers as inflation pressures ease.
ARM rates remain comparatively higher than some fixed-rate offers, indicating adjustable products are still being priced with caution given future rate uncertainty.
PATCHWORK SHOW 2025 📆 NOVEMBER 9, 2025 - 11AM - 5PM
📍 Courthouse Square, 2200 Broadway, REDWOOD CITY, CA 94063
Welcome to the October edition of Living Silicon Valley!
October in Santa Clara and the South Bay is full of festive energy, blending cultural celebrations, seasonal fairs, and Halloween fun for all ages. From lively street festivals and harvest gatherings to Oktoberfest weekends, family-friendly trick-or-treating, and chili cook-offs, the month offers endless ways to get out and enjoy the community. Whether you’re savoring local flavors, exploring cultural traditions, or simply soaking up autumn vibes, October is the perfect time to experience the season’s spirit across the region.
Mortgage Rate Update
Santa Clara County Mortgage Rate Update – As of September 26, 2025
Mortgage rates have shown modest shifts heading into fall, with the latest numbers indicating:
These align reasonably with broader California trends: the state’s 30-year fixed average is 6.34 %, and 15-year sits near 5.71 %.
Market context:
The 30-year fixed rate climbed a bit this week, erasing some of the prior weeks’ declines.
ARM rates remain comparatively lower, indicating that adjustable products continue to be priced attractively relative to fixed-rate products.
Individual rates depend on factors like credit, loan size, and down payment. For tailor-made offers, consult a trusted Santa Clara lender or reputable online comparison platforms.
8th Annual Little Italy San Jose Italian Festival📆 October 5th, 2025 11:00 a.m. - 7:00 p.m.
📍 323 West Saint, John Street, San Jose
Welcome to the September edition of Living Silicon Valley!
September in the South Bay is all about community, culture, and celebration, with art and wine festivals, live music, and vibrant street fairs filling the weekends. From strolling through local art in Mountain View and Santa Clara to enjoying food, cars, and music in Gilroy and Los Gatos, there’s something for everyone to savor as summer winds down. Whether you’re into food fests, outdoor fun, or just soaking up the lively atmosphere, it’s the perfect month to get out and explore.
Mortgage Rate Update
Santa Clara County Mortgage Rate Update – As of August 27, 2025
Mortgage rates have eased modestly, with the latest numbers showing:
These align closely with broader California trends: the state’s 30-year fixed average is 6.58 %, and 15-year sits near 5.91 %
Market context:
The 30-year fixed rate continues to hover near its lowest level of the year, offering consistency for buyers.
ARM rates have dipped modestly, suggesting slight relief for short-term rate products as market uncertainty persists.
Individual rates depend on factors like credit, loan size, and down payment. For tailor-made offers, consult a trusted Santa Clara lender or reputable online comparison platforms.
Santa Clara Art and Wine Festival 📆Saturday, Sept. 13 from 10 a.m. - 6 p.m.
📍 909 Kiely Blvd., Santa Clara CA 95051
Welcome to the August edition of Living Silicon Valley!
August in the South Bay is bursting with peak-summer energy—live music, cultural festivals, foodie markets, family fun, and outdoor adventures are happening across every corner of the region. From dancing under the stars in Cupertino to browsing art in Los Altos, exploring AR-guided nature walks, or celebrating island vibes in San Mateo, this month is packed with events that showcase the diversity, creativity, and community spirit that make the South Bay shine. Let the warm evenings, festive rhythms, and local flavor carry you through the final stretch of summer.
Mortgage Rate Update
Santa Clara County Mortgage Rate Update – As of June 29, 2025
Mortgage rates have eased modestly, with the latest numbers showing:
15‑year fixed-rate mortgages: approximately 6.03 %
5‑year adjustable-rate mortgages (5/1 ARMs): about 6.07 % (flat)
These align closely with broader California trends: the state’s 30-year fixed average is 6.60 %, and 15-year sits near 6.03 %
Market context:
The 30‑year fixed rate held near a monthly low—hovering comfortably under the 7% threshold.
ARM rates remain sticky, showing limited movement as investors weigh short-term rate expectations.
Individual rates depend on factors like credit, loan size, and down payment. For tailor-made offers, consult a trusted Santa Clara lender or reputable online comparison platforms.
San Jose South Bay “Summer Fest” 2025 📆 August 8 - 10, 2025 at 3:00 PM
📍 Eastridge Mall | 2200 Eastridge Loop, San Jose, CA
Mario Through the Ages at Cupertino Public Library 📆 Saturday, August 9, 2025 - 2:00 pm to 5:00 pm
📍 Cupertino Public Library | 10800 Torre Avenue Cupertino, CA, 95014
Welcome to the July edition of Living Silicon Valley!
This month, the South Bay is bursting with summer fun, and we’ve rounded up some of the most exciting events happening all across our neighborhoods—from festive 4th of July celebrations and outdoor concerts to artsy strolls and family-friendly nights on the avenue. Whether you're soaking up sun in Sunnyvale, painting kindness rocks in Campbell, or sipping wine in Los Altos, there’s something for everyone to enjoy. Scroll down, mark your calendars, and get ready to explore the vibrant local life that makes Silicon Valley so special.
Mortgage Rate Update
Santa Clara County Mortgage Rate Update – As of June 26, 2025
Mortgage rates have eased modestly, with the latest numbers showing:
Individual rates depend on factors like credit, loan size, and down payment. For tailor-made offers, consult a trusted Santa Clara lender or reputable online comparison platforms.
First Sunday Arts Festival
📅 August to October from 10 AM - 4 PM 📍 Plaza Del Sol, Downtown Sunnyvale!
Morgan Hill Freedom Fest 📅Thursday, July 3, 20259:30 AM and Friday, July 4, 202511:00 PM 📍Downtown Morgan Hill & MH Outdoor Sports Center Monterey Rd Morgan Hill, CA
4th of July Festival 📅 July 4, 2025 - 10 a.m. to 2 p.m. 📍 Downtown Sunnyvale near Historic Murphy Avenue
(S Murphy Ave between E Washington Ave and W Mckinley Ave)
Welcome to the June Edition of The Coastal Current
Summer is just around the corner, and Santa Cruz is already in full swing. Whether you're grabbing fish and chips by the sea, dancing at a beach party, or catching a movie under the stars, June is packed with reasons to get out and enjoy our beautiful coast. There’s something for everyone—live music, food trucks, art fairs, and plenty of ways to connect with the community. We’ve gathered a bunch of local favorites to help you make the most of it. Let’s kick off summer!!
Mortgage Rate Update
Santa Cruz County Mortgage Rate Update – As of May 28, 2025
Mortgage rates in Santa Cruz County have seen slight fluctuations this month. Here's the latest scoop:
30-year fixed-rate mortgages: averaging around 6.99%
15-year fixed-rate mortgages: approximately 6.21%
5-year adjustable-rate mortgages (ARMs): about 6.11%
These rates are closely aligned with the broader California market, where the average 30-year fixed mortgage rate is currently 6.99%. Bankrate
Remember, these figures can vary based on personal factors such as credit score, loan amount, and down payment. For the most accurate and personalized rates, it's wise to consult directly with local lenders or use online mortgage rate comparison tools.
In the ever-evolving Bay Area housing market, staying informed and shopping around can make a significant difference in securing the best mortgage terms.
Fish & Chips at Humble Sea Brewery 📅 May 30,2025 at 12PM to 7PM 📍 Humble Sea Brewing Co.
Welcome to the May edition of Living Silicon Valley!
May in the Bay Area brings longer days, fresh energy, and a whole lot of local magic. From the whimsical charm of a vintage vehicle festival to the nonstop vibes at Downtown Campbell’s 46th Annual Boogie Music Festival, this month is brimming with reasons to get out and explore. Celebrate the season at a summer community kick-off, or dive into hundreds of fascinating fungi at the Morgan Hill Mushroom Festival. Whether you're here for event inspiration, home tips, or a peek at the latest market trends—you’re exactly where you need to be. Let’s see what’s blooming in Silicon Valley this May!
Mortgage Rate Update
Santa Clara County Mortgage Rate Update – As of April 29, 2025
Mortgage rates in Santa Clara County continue to show slight movement. Here’s the latest:
30-year fixed-rate mortgages: averaging around 6.65%
15-year fixed-rate mortgages: approximately 5.75%
5-year adjustable-rate mortgages (ARMs): about 7.18%
These rates are tracking closely with the broader California market, where the average 30-year fixed mortgage rate is currently 6.64%.
Just a friendly reminder: individual rates can vary based on personal factors like credit score, loan amount, and down payment. For the most accurate and personalized offers, it's smart to connect directly with a trusted local lender or explore online mortgage comparison tools.
In a market as dynamic as the Bay Area, staying proactive and informed can make all the difference when it comes to locking in the best mortgage terms.
Trivia at Bubbles & Brew
📅 Wednesday, April 30, 2025 at 7:00 PM 9:00 PM 📍 Bubbles & Brew Bistro
17105 Monterey Road Morgan Hill, CA, 95037
Welcome to the April edition of Living Silicon Valley!
April in the Bay Area means longer days, fresh possibilities, and a burst of local charm. From the whimsical fun of spring eggstravaganzas to sipping and strolling through downtown Campbell and Morgan Hill, this month is packed with reasons to get out and explore. Discover one-of-a-kind gems at Thrifted Treasures Shop & Sell or treat your sweet tooth at the new cookie shop opening soon in Los Gatos. Whether you're here for events, home tips, or a peek at the market—you're in the right place. Let’s take a look at what’s blooming in Silicon Valley this April!
As of April 1, 2025, mortgage rates in Santa Clara County have experienced slight fluctuations. Here's the latest scoop:
30-year fixed-rate mortgages: averaging around 6.73%
15-year fixed-rate mortgages: approximately 5.80%
5-year adjustable-rate mortgages (ARMs): about 7.26%
These rates are in line with the broader California market, where the average 30-year fixed mortgage rate is 6.71%.
Remember, these figures can vary based on personal factors such as credit score, loan amount, and down payment. For the most accurate and personalized rates, it's wise to consult directly with local lenders or use online mortgage rate comparison tools.
In the ever-evolving Bay Area housing market, staying informed and shopping around can make a significant difference in securing the best mortgage terms.
2025 Spring Wine Walk in Downtown Campbell
📅 Thursday, April 10, 2025 - 6:00pm 📍 Downtown Campbell
E Campbell Ave and N 1st St
Campbell, CA 95008
